H&J Blog

H&J Blog

Navigating the Future: Exploring Living Wills, Revocable Trusts, and Irrevocable Trusts for Comprehensive Estate Planning

Senior couple planning their will
Estate planning is a crucial step in ensuring the smooth transfer of assets and the preservation of wealth for future generations. When considering estate planning options, three common instruments often come to mind: wills, revocable trusts, and irrevocable trusts. Each serves a distinct purpose, and understanding their differences can help you make informed decisions based
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The importance of preparation: Downfalls of failing to plan for mental incapacity with a living will

Excited aged married couple sign will
Life is unpredictable, and while it’s natural to focus on the present, it’s imperative to consider the future as well. ​A part that often goes overlooked is planning for the possibility of mental incapacity, which is a condition in which an individual ​cannot make decisions or understand and appreciate the consequences of their actions due
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What do I need to know about asset freezing?

laptop with "froozen asset" written on screen.
Asset freezing is a legal process by which a court or government agency can prevent individuals or businesses from disposing of or accessing their assets, such as bank accounts, investments, and property. The purpose of asset freezing is to prevent the transfer of assets that may be involved in criminal or fraudulent activities, and to
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Do I need a revocable living trust, a will or both?

ink pen on legal paper
Do I need a revocable living trust, a will or both? While a will’s intent may seem straightforward, there’s a more direct way to ensure your assets are handled according to your wishes after your death, saving your heirs time and hassle in dealing with the courts. A revocable living trust (RLT) generally involves three
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Why is it important for me to have a will?

Last Will and testament on wooden desktop
Contrary to popular opinion, a will is not only for the wealthy. It allows you to decide how your assets are distributed once you pass away. More than 50% of Americans think that estate planning is at least somewhat important, but only 33% have a will or living trust. That number has only slightly increased
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Estate Planning at Every Stage of Your Life!

Although we all know how important it is to have an estate plan, we don’t always realize how different stages or events in our life can affect estate planning. Whether you are looking to have kids, you are going through the midlife challenges of caring for your children and your own aging parents, or if
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Avoid These Common Mistakes When Estate Planning

notebook with estate planning written on paper
We all know how important it is to have some form of estate plan in place, be it a Will or a Trust. In the event of the unexpected, an estate plan can help protect you and make sure your wishes are carried out in regard to your heirs and beneficiaries. However, estate planning can
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Do You Need More Than a Will?

Older couple with document
When many people think of estate planning, their first thought is often of a Will. However, a Will isn’t always the only, or even the best, option. Estate planning is a complicated process and it truly depends on each individual’s unique circumstances and goals. Everyone wants to make sure that their assets are transferred smoothly
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Discuss Estate Planning with Aging Parents

Parents are used to taking care of their children. So, it can often be a struggle when the roles begin to flip as children become adults and parents grow older. Though it may sometimes be a difficult conversation to broach, being aware of our parents’ end of life plans and helping them consider what other
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Letter of Instruction

In addition to a Will and/or a Trust, an additional measure you can take to try to minimize conflict or complications after your death is by creating a Letter of Instruction. A Letter of Instruction typically includes sections on funeral arrangements, financial and personal affairs, and the distribution of personal effects. First, you can make
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  • Humor and kindness, and understanding. Although planning for this stage of life can feel very stressful, John made this, a wonderful experience.
    Jenina
  • Working with Mr. Horn has been an extremely positive experience for both my business and personal life.
    Briana
  • John was very helpful and knowledgeable. The estate planning work he did for me was excellent and I would highly recommend him for similar work.
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  • John did such a great job on our living trust!”
    Al & Bev
  • We were so grateful to John for all of his help! He gave such clear & concise answers to some very confusing questions.
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  • Dera, you and Kayleigh did a marvelous job on our Living Trust and related documents. I am very pleased and continue to be very impressed with you and your staff. I will certainly recommend everyone I can to you for the legal services in which you specialize.
    P.B.
  • John Horn is easy to talk to and understand. His work is thorough and his competency and knowledge are expert. We were very pleased with the estate planning process and the final result. He is an outstanding lawyer.
    Sarah
  • Dera Johnsen-Tracy is an outstanding person to work with. She is very knowledgeable, and her attention to detail is amazing. She would be a great asset to anyone looking for an estate planner!
    R.K.
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