All citizens have a constitutional right to use bankruptcy to get a fresh start. This ability to reset your life, financially, brings freedom from crushing debts and liabilities.
These obligations are usually the result of circumstances beyond your control, such as unemployment, medical problems, or divorce.
Proper estate planning can avoid these risks for your children’s inheritance. But, what about other assets or circumstances? Bankruptcy or bankruptcy alternatives may provide the answer.
- Chapter 7 bankruptcy starts people on a road to freedom by ridding their lives of all debts. It can erase garnishments and stop collection calls!
- Chapter 13 gives wage earners a chance to breathe using a plan or schedule to pay off debts affordably in 36 to 60 months. It stops calls and preserves people’s ownership of their homes, cars, personal property and even aircraft. It too, can erase garnishments and stop collection calls!
Other bankruptcy chapters can also help businesses and family farms to pay debts affordably and to protect against garnishments and creditor harassment.
At Horn & Johnsen SC, we bring experience, attention, and knowledge to bear. Your initial consultation about your situation is free and comprehensive. When you are ready to move forward, we work to make the process an easier one for you. Our clients are our priority; and we protect your rights!
Our fees are flat rate. For a chapter 7, the fee range is $1,000 to $1,500. For chapter 13, the fee range is $2,500 to $3,500 .
Don’t put up with more creditor harassment. We can stop it! Call us today for your free consultation.
Humor and kindness, and understanding. Although planning for this stage of life can feel very stressful, John made this, a wonderful experience.
Working with Mr. Horn has been an extremely positive experience for both my business and personal life.
John was very helpful and knowledgeable. The estate planning work he did for me was excellent and I would highly recommend him for similar work.
John did such a great job on our living trust!”
We were so grateful to John for all of his help! He gave such clear & concise answers to some very confusing questions.
Dera, you and Kayleigh did a marvelous job on our Living Trust and related documents. I am very pleased and continue to be very impressed with you and your staff. I will certainly recommend everyone I can to you for the legal services in which you specialize.
John Horn is easy to talk to and understand. His work is thorough and his competency and knowledge are expert. We were very pleased with the estate planning process and the final result. He is an outstanding lawyer.
Dera Johnsen-Tracy is an outstanding person to work with. She is very knowledgeable, and her attention to detail is amazing. She would be a great asset to anyone looking for an estate planner!