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Horn & Johnsen News

Horn & Johnsen SC > Horn & Johnsen News (Page 3)

Even Vampires Need Estate Planning

I am often asked whether an estate plan is truly necessary, especially for those who feel they are too young to be concerned about death, incapacity or taxes.  In my professional opinion, unless you can guarantee that you are not going to die or become incapacitated anytime soon, then yes, you do need an estate plan now even if you are young. In my profession, I also encounter those who wish to believe they are immortal.  This argument seems to be a common occurrence when one spouse wishes to plan and the other refuses to even discuss the matter because, well,...

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Three Common Estate Planning Mistakes Made with Real Estate

Estate planning truly is the ultimate gift for your loved ones, and a comprehensive estate plan should always include a review of the titles and beneficiary designations for all assets to ensure they are consistent with your estate planning objectives. Otherwise, unintended consequences may ensue. Real estate, in particular, can be the cause of serious family conflict when not handled properly with your estate plan. After many years of witnessing the disastrous consequences of poor estate planning, here are three common estate planning mistakes made with real estate that you should avoid within your own estate plan whenever possible: Naming Direct Beneficiaries on...

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How Can I Avoid Probate?

Estate planning truly is the ultimate gift for your loved ones, and a comprehensive estate plan should always include a review of the titles and beneficiary designations for all assets to ensure they are consistent with your estate planning objectives. Otherwise, unintended consequences may ensue. The manner in which your assets are held will determine whether or not each asset will go through probate upon your death. Any asset titled in your name alone, with no designated beneficiary, will go through probate. Further, any asset designating your estate as the named beneficiary will also go through probate. Assets titled in the following manner will not go through probate...

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The True Value of a Turtle Bell

My grandparents’ home in San Antonio, Texas was beautiful and mysterious, and was also one of the most uncomfortable places for a young child. Surrounded by irreplaceable artwork and collections from around the world, I learned from an early age not to touch anything. The only exceptions to this rule were two brass turtle hotel bells my grandmother kept on her coffee table in the “sitting room”. Each turtle had a wind-up bell mechanism on its underside, and when the turtle’s head or tail was pressed down the bell wound ring. As an only child for the first ten years...

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Buying a New Home? Make Sure Closing is a Happy Event!

Buying a home can be one of the happiest, most exciting days of your life!  It can also be one of the most stressful! And if the proper pieces aren't in place, chances are your big day is going to be filled with anxiety and uncertainty. So how can you make sure your closing is a happy event you'll remember for the rest of your life?  Well, it's really pretty simple!  Just make sure you have your team in place first.  My team?  That's right, the professionals who will help make sure your best interests are served from start to finish. Your team includes your...

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